Month: February 2020

Social Accession Loan: a loan with APL.

Depending on the nature of their real estate project, their means test and sometimes their profession, borrowers can claim several types of mortgage. The Social Accession loan, for example, is aimed at households with modest incomes to help them gain access to property, for the acquisition of new or old housing (with or without work), […]

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Home loan: what type of home loan should you choose?

Are you considering taking out a home loan? Depending on the nature of your project, the type of housing targeted and your situation (personal, professional, financial), you will be able to choose between different types of loans. Indeed: there is not “one” housing loan, but a multitude of loans, adapted to the status and needs […]

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Smoothed loan: a mortgage loan repaid in stages.

The smoothed loan, or loan with repayment stages, is a form of amortizable credit. In this, it is also one of the various types of mortgage that a borrower can claim to finance his home acquisition project. This land loan makes it possible to contract a mortgage while pursuing the repayment of advance credits, and […]

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Bridge loan: a method to buy before selling.

If the amortizable loan remains the most common type of mortgage, there is another one which is very successful: it is the bridging loan. A practical mechanism, which allows an owner to buy his new main residence without waiting to have sold the previous one, thanks to a loan of a very short duration (1 […]

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